Fees and Limits

Account Funding Fees:
Funding via Trustly	1.50%, Min. 3.00 EUR, Max. 20.00 EUR
Funding via Bank transfer	Free of charge
Funding via consumer card MasterCard/VISA, issued in EU	1.00%, Min. 1.00 EUR
Funding via other type card MasterCard/VISA/JCB	2.00%, Min. 2.00 EUR

Money transfers

Outgoing transfers to bank accounts:
Within the system	Free of charge
SEPA transfer	6.00 EUR
International transfer in USD – 'SHA'
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 5,000 EUR	70.00 EUR
> 5,000 EUR and ≤ 15,000 EUR	100.00 EUR
> 15,000 EUR and ≤ 35,000 EUR	200.00 EUR
> 35,000 EUR and ≤ 100,000 EUR	300.00 EUR
> 100,000 EUR and ≤ 500,000 EUR	400.00 EUR
> 500,000 EUR and ≤ 2,000,000 EUR	0.06%, Max. 2000.00 EUR
> 2,000,000 EUR	0.13%, Max. 12000.00 EUR
Transfer in RON currency	7.00 EUR
International transfer – 'SHA'	0.15%, Min. 10.00 EUR
International transfer – 'OUR'	the charge for 'SHA' and
(Amount of transfer in EUR or its exchange value in foreign currency at the date of transfer)
≤ 12,500.00 EUR	24.00 EUR
>12,500.00 EUR and ≤25,000.00 EUR	50.00 EUR
>25,000.00 EUR and ≤75,000.00 EUR	110.00 EUR
>75,000.00 EUR 2	200.00 EUR
Transfers in BGN currency	0.80 EUR
Request for cancellation / return of a payment - pending transfer	20.00 EUR
Request for cancellation / return of a payment - executed transfer	20.00 EUR + any fees charged by the Correspondent Bank
Additional charges on transfer order with not correct IBAN and/or the BIC code	20.00 EUR
Investigation commencing within 3 months of original transaction date 3	100.00 EUR + any fees charged by the Correspondent Bank

Payment requests
Generating a Payment request	Free of charge
Receiving payments via consumer Mastercard/VISA cards, issued in EU	0.80% + 0.50 EUR
Receiving payments via commercial Mastercard/VISA cards, issued in EU	2.50% + 1.50 EUR
Receiving payments via cards, issued outside EU	3.50% + 5.00 EUR

Other fees:
Large account balance safekeeping monthly fee 4	1.00% per annum on the exceeded amount
E-money redemption upon closing of an account	30.00 EUR
SMS notification 5	0.20 EUR
E-mail monthly statement	Free of charge
Paper statement or additional information/requests on transactions and balance	10.00 EUR
SEPA Direct Debit Processing	1.00 EUR
Refund of SEPA Direct Debit Payment 6	2.00 EUR
Duty and Taxes Transfer	0.50 EUR

• 1. This fee applies only in cases where the payee (Merchant) is paid for services and goods sold by the payee.
• 2. Equivalent limits apply for transfers in other currencies.
• 3. For investigations commencing after 3 months of original transaction date, we will communicate the charges after receiving the information from the Correspondent Bank.
• 4. The fee of 1% (annual interest rate) will be calculated for each day when the total daily balance of your account exceeds 100 000 EUR (or its equivalent of the respective currency) and will be debited on a monthly basis. Holding amount under the balance threshold is free of charge.
• 5. Other fees can be imposed by Client Mobile services provider.
• 6. You can request a refund of a SEPA Direct Debit debited within a period of eight weeks after the execution date and of any unauthorized transaction after eight weeks and up to thirteen months after the payment